SapphireCredit DEVICE FINANCING
Get Your Dream
Device Today!
Get Your Dream Device Today!
With SapphireCredit, you can own the latest smartphones, laptops, and tablets today, with as low as ₦24,000/month

How it works in 4 simple steps
Get your device in four simple steps with our seamless application process
Identity Verification
Simple account verification with your BVN


Instant Assessment
See your maximum eligible amount in minutes—bank details are all we need


Make Down-Payment
Make 20% of device price as down payment


Get Your Device
Get your device, pay monthly, (up to 6 months)


Key Features of SapphireCredit
Device Financing
Key Features of SapphireCredit Device Financing
Eligible Devices
Get smartphones from Samsung, Xiaomi, Oppo, Transsion, Vivo, Nokia and more. Laptops and tablets available also.
Easy Re-payment Options
Pay monthly using your card or direct debit — hassle-free and effortless.
Interest Rate
Enjoy affordable interest rates. No hidden fees or surprises.
Initial Deposit
Start with just 20% of the device price as down payment. Own your device without paying in full. Begin your journey today, stress-free.
Flexible Repayment
Select repayment terms that fit your lifestyle. Choose between 3 to 6 months. Manageable plans, zero pressure.
Device Protection
Stay covered with SapphireCredit device protection: 12 months Screen & Liquid damage cover or 12 months Anti-theft cover. Peace of mind from day one.
Why Choose Device Financing by SapphireCredit?
Why Choose
Device Financing
by SapphireCredit?
Convenience
Flexible payment plans built around your lifestyle. Whether you're on a budget or spreading costs, SapphireCredit makes it simple.
Peace of Mind
Stay protected from day one. Enjoy coverage for screen damage, liquid damage, and even theft, no extra stress.


Affordability
Own your dream device with ease. Pay in manageable monthly installments, with no heavy upfront costs.
Wide Range of Devices, Easy Pay
From budget-friendly entry-level phones to high-end devices — all with flexible payment options.
Frequently Asked Questions
Testimonials
Real People. Real Stories.
I got a brand-new phone from a SLOT store with little upfront payment. SapphireCredit made it easy, and I was approved on the spot!

As a newbie, being able to get a laptop helped me complete my projects faster.

Their customer support was very helpful when I had issues. Everything got sorted within 48 hours.

I didn't think I'd qualify, but SapphireCredit made it possible to walk into a SLOT store and walk out with a new device. I paid over a few months, no stress.

I didn't know phone insurance was a thing until I bought mine. My screen cracked a few weeks later, and the replacement process was so easy.

I use Solar financing to power my shop in the evenings, especially with the poor power supply and high band A charges. It's been a game-changer.

I got a brand-new phone from a SLOT store with little upfront payment. SapphireCredit made it easy, and I was approved on the spot!

As a newbie, being able to get a laptop helped me complete my projects faster.

