We make everyday expenses more accessible — from quick cash loans to flexible device financing and solar inverter solutions. They are all designed to keep you moving forward.

Proven success with top organizations

Our Products

Why Sapphire Virtual Networks Ltd?

Multi-Sector Lending Under One Brand

We serve over 133 Hug • 42 Nug in devices, solar, and B2B retail financing — under one seamless platform, which is rare.

Smart-Looking Tech for Credit Recovery

Sapphire uses device-based smart-locking to reduce defaults — a unique credit recovery method in the Nigerian fintech space.

Strong Retail & OEM Partnerships

Our 450+ retail outlets and collaborations with telcos and OEMs give us unmatched reach and on-ground presence, enabling fast distribution and trust.

Integrated Financing with Built-in Protection

Few competitors bundle device loans with protection (screen/liquid damage), making our offer more comprehensive and customer-centric.

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Years in Operation

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Employees across Nigeria

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Individuals, SMEs & Corporate Organizations served

Testimonials

What Our Customers
Say About Us

I got a brand-new phone from a SLOT store with little upfront payment. SapphireCredit made it easy, and I was approved on the spot!

Tochi A.Gbagada, Lagos

As a newbie, being able to get a laptop helped me complete my projects faster.

Mary E.Abuja, Nigeria

Their customer support was very helpful when I had issues. Everything got sorted within 48 hours.

Richard N.Port Harcourt

I didn't think I'd qualify, but SapphireCredit made it possible to walk into a SLOT store and walk out with a new device. I paid over a few months, no stress.

Emeka I.Surulere, Lagos

I didn't know phone insurance was a thing until I bought mine. My screen cracked a few weeks later, and the replacement process was so easy.

Evelyn P.Garki, Abuja

I use Solar financing to power my shop in the evenings, especially with the poor power supply and high band A charges. It's been a game-changer.

Mama Tega.Alagbado, Lagos